COVID-19 (2021): Keep updated on services here. Thank you. 

Benefits and Money Advice

Borrowing money

No matter how tempting it might be to take money from a doorstep lender or pay day loans company, think first. Everyday thousands of people are bitten by unscrupulous lenders charging huge interest rates. If you're not careful, what seems like a easy, quick fix can quickly turn into an even even more difficult problem.

If you really need to borrow money, it’s better to choose a responsible organisation that specialises in affordable loans for people on low incomes who might otherwise struggle to get credit. Credit Unions are ideal.

Credit Unions are community led and offer a variety of different services for saving and borrowing. We've provided links to your local Credit Unions.


St Helens Credit Union

Partners Credit Union 

Check mark in a speech bubble

Benefits and Money Advice

House with speech bubble containing a question mark

Rent & Payments

Adjustable wrench with an exclamation mark

Repairs & Online Services

House with heart in the middle

Our homes