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Benefits and Money Advice

What is the Benefit Cap?

There’s a limit to the total amount of benefit you can get. This is called the benefit cap.


The benefit cap amount for our area is:

  • £384.62 per week (£20,000 a year) if you’re in a couple, whether your children live with you or not
  • £384.62 per week (£20,000 a year) if you’re single and your children live with you
  • £257.69 per week (£13,400 a year) if you’re single and you don’t have children, or your children don’t live with you


You’re not affected by the cap if you or your partner work, and either of the following apply:

  • you or your partner receive or are eligible for Working Tax Credit
  • you or your partner get Universal Credit, and your household income is more than £520 a month after tax and National Insurance


You are not affected by the benefit cap if you, your partner or children receive:

  • Disability Living Allowance (DLA) or the Personal Independence Payment (PIP)
  • Attendance Allowance (AA)
  • The support component of employment and support allowance (ESA)
  • Industrial injuries benefits
  • War widows' or war widowers' pension
  • Carer's allowance
  • Carer’s element of universal credit
  • Guardian's allowance

The benefit cap affects the following benefits:


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